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Mulherin, Michelle

Tuesday, 27 March 2012

Dáil Éireann Debate
Vol. 760 Nbr. 3


Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2011: Second Stage

I am grateful for the opportunity to contribute on this welcome Bill. I also welcome the Minister’s approach, which is to consider the heart of what the Bill is trying to achieve, namely, gr...More Button

When we consider financial services in recent times, the banks and their reckless lending and sharp practices, including overcharging, come to mind. It is good that the consumer, who is always the...More Button

The ombudsman addresses one sector in particular. Although we often discuss the most obvious aspect, namely, the banks and insurance companies and people’s concerns in their dealings with sa...More Button

The ombudsman’s 2010 report contains a breakdown of the types of complaint received. There were only 15 and 13 complaints about moneylenders in 2009 and 2010, respectively, compared with tho...More Button

For many, moneylenders are the last resort. People take out loans at exorbitant interest rates and repay them over short periods. They take out further loans to keep up with their repayments desp...More Button

The people in question are the most vulnerable in society. We need to curb this situation. People in financial distress will look for the mercy of the State through, for example, community welfar...More Button

Many people do not know how to manage money. One is not born with that knowledge. Youngsters in secondary school would benefit from classes on how to budget, borrow and balance books. The idea t...More Button

I commend the Money Advice and Budgeting Service, MABS. For many people, MABS is a gift from God. When people cannot manage their finances and a great deal of pressure is placed on them by lendin...More Button

Written Answers - Social Welfare Appeals

Asked the Minister for Social Protection: the position regarding an appeal in respect of a person (details supplied) in County Mayo; and if same will be expedited. More Button

Written Answers - State Agencies

Asked the Minister for Communications, Energy and Natural Resources: the bonus or performance related payment the chief executive officer of An Post receives per annum on top of their basic salary; the circumstances in which a bonus becomes payable; and the way it i...More Button

Asked the Minister for Communications, Energy and Natural Resources: the salary paid to the chief executive officer of An Post over the past five years; and if he will provide details and amounts of all bonuses and performance related payments received by them over ...More Button

Written Answers - Post Office Network

Asked the Minister for Communications, Energy and Natural Resources: the number of sub-post offices that have been shut down over the past five years in the Dublin metropolitan area. More Button

Asked the Minister for Communications, Energy and Natural Resources: his policy in relation to the operation of post office services and the extent thereof in rural areas now and into the future; and the consideration required to be given by An Post to matters other...More Button

Written Answers - Postal Services

Asked the Minister for Communications, Energy and Natural Resources: the public service obligations upon An Post in the postal service it is required to deliver to rural areas; and if he will make a statement on the matter. More Button

Written Answers - Local Authority Charges

Asked the Minister for the Environment, Community and Local Government: the reason the household charge bureau will not accept direct debits mandates which were received and stamped by local authorities before the deadline of 1 March for payment of the household charge...More Button

Asked the Minister for the Environment, Community and Local Government: if a business premises which is partly residential in circumstances where commercial rates are being paid on the entire premises is also liable for payment of the household charge. More Button

Written Answers - Leader Programmes

Asked the Minister for the Environment, Community and Local Government: the amount of money owed to project promoters by Meitheal Forbatha na Gaeltacht, broken down by Gaeltacht area; the number of promoters in each Gaeltacht area that are owed money; and if he will ma...More Button

Written Answers - Rural Environment Protection Scheme

Asked the Minister for Agriculture, Food and the Marine: the position regarding a REP scheme payment in respect of a person (details supplied) in County Mayo; if same can be expedited as quickly as possible; and if he will make a statement on the matter. More Button

Written Answers - Medical Cards

Asked the Minister for Health: the position regarding a medical card application in respect of a person (details supplied) in County Mayo; if he will expedite the matter; and if he will make a statement on the matter. More Button