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McGrath, Michael

Wednesday, 16 May 2018

Dáil Éireann Debate
Vol. Nbr.


Insurance Data

Asked the Minister for Finance: when the national claims information database and the integrated insurance fraud database will be established; and if he will make a statement on the matter.More Button

This question relates to the ongoing work of the cost of insurance working group and the implementation of its recommendations. It seems that there has been a lack of progress recently. Momentum ...More Button

Insurance Data (Continued)

Progress on insurance reforms has undoubtedly stalled. The latest update report appeared online on Friday evening. There was no press release and no alert. When one examines it, it is hard to av...More Button

I do not doubt the Minister of State's personal commitment or that of his officials. Much work has been done, but it is undeniable that there have been significant delays and that many of the key ...More Button

Budget Targets

Asked the Minister for Finance: if demographics have been included in the calculations for gross fiscal space or net fiscal space; if investment in the rainy day fund is after the calculation of net fiscal space; the final figure...More Button

My question is in a similar vein to Deputy Doherty's and the Minister has provided some clarity in their exchange on the last question. We should not have to put down priority questions in order t...More Button

One should not need to be Sherlock Holmes to piece together these numbers. These are historic figures and our questions are about what was included and already provided for in the fiscal space las...More Button

Budget Targets (Continued)

It is hard to have confidence in what the Minister is saying. He must spell out the components. Is he telling us there is an extra €400 million for demographics and €400 million for public sector...More Button

The Minister is saying there is another €400 million.More Button

It is not. The €3.2 billion last year was after demographics.More Button

That is a different debate.More Button

It should not be reducing the €3.2 billion if that is correct.More Button

It would be helpful if the Minister could take us from the €3.2 billion to the €1.8 billion and outline the key elements of that. He clearly has that information.More Button

We know that.More Button

Personal Contract Plans

Asked the Minister for Finance: his views on the contention by the Competition and Consumer Protection Commission that personal contract plans, PCPs, should be covered by the Central Bank’s consumer protection code; and if he wil...More Button

This question relates to personal contract plans, PCPs. They are playing an increasingly important role in the car finance market. The Competition and Consumer Protection Commission published a r...More Button

Personal Contract Plans (Continued)

The issue is that there are gaps in regulation, the key one being that the provider of finance does not have to carry out any suitability check or affordability assessment of the product for the co...More Button

We are talking about a product that has amassed a total debt of approximately €1.5 billion across over 126,000 transactions. There is nothing inherently wrong with PCPs but proper suitability ch...More Button

I thank the Minister. I welcome the fact that he is actively examining this issue. That needs to be done. Keeping the matter under review is not sufficient. The Minister now has an economic let...More Button

The reality is that this product is currently falling between two stools in some respects. Since the contract is a hire-purchase contract, it is not a matter for the Central Bank in terms of the...More Button

NAMA Operations (Continued)

I wish to make two points, the first of which is that there must be accountability in this case, while the second is that we need to know if it has wider application. It was a significant ruling b...More Button

Tracker Mortgage Examination (Continued)

To add to what Deputy Pearse Doherty said, it is really important that at this late stage people are told where they stand because there are various strands of outstanding issues here and the Centr...More Button

The other key point I want to make is that while I welcome the fact that there are six enforcement investigations under way, the elephant in the room is the following question. Why did this happ...More Button

Common Consolidated Corporate Tax Base Proposals

From a Fianna Fáil perspective, we view both the CCCTB and the digital taxation proposals as a step towards tax harmonisation across the European Union. From our perspective, this is an encroachme...More Button

Financial Services Regulation

Asked the Minister for Finance: if he is satisfied that there is an adequate and fair independent appeals mechanism in a bank (details supplied) in relation to a group; and if he will make a statement on the matter.More Button

Legislative Programme

Asked the Minister for Finance: when the legislation to formally establish the home building finance Ireland scheme will be published; and if he will make a statement on the matter.More Button

Disability Support Services Provision

Asked the Minister for Health: the status of a residential placement for a person (details supplied); when a place will be offered; and if he will make a statement on the matter.More Button

Disabilities Data

Asked the Minister for Health: the number of persons with disabilities in Cork city and county on a waiting list with a HSE service provider (details supplied) for a residential placement; the timeframe these persons have been w...More Button

Asked the Minister for Health: the number of persons with disabilities in Cork city and county on a waiting list with a HSE service provider (details supplied) for a residential placement; the timeframe these persons have been w...More Button

Disability Allowance Eligibility

Asked the Minister for Employment Affairs and Social Protection: further to Parliamentary Question No. 433 of 1 May 2018, the position in relation to the obligation of parents to retain receipts of evidence of expenditure; and if she will make a statement on the...More Button

Local Authority Housing Provision

Asked the Minister for Housing, Planning and Local Government: the details of a planned turnkey social housing project (details supplied) in County Cork; if funding has been provided to Cork County Council; and if he will make a statement on the matter.More Button