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Hayes, Brian

Thursday, 13 December 2012

Dáil Éireann Debate
Vol. Nbr.


Order of Business (Continued)

The stage is Deputy McDonald's.More Button

I am looking at the clock. It is the Deputy's clock.More Button

The Deputy is talking down the clock.More Button

The Deputy does not want a serious debate.More Button

Keep filibustering.More Button

That is not a point of order.More Button

What an actor.More Button

And Sinn Féin.More Button

They were the Opposition's ideas.More Button

Credit Union Bill 2012: From the Seanad

This grouping deals with a change to the Short Title of the Bill and with the inclusion of an area that we now intend to implement.More Button

A number of amendments were made to section 1 on Committee Stage in the Seanad. These amendments and the related Schedules are designed to provide for measures which will allow the Central Bank ...More Button

The purpose of the MMOU is to allow the Central Bank to co-operate and share information with other regulators, including other securities commissions around the world, in accordance with interna...More Button

The IOSCO organisation is an international group of regulators, of which the Central Bank is a member on behalf of this country. One of its key functions is to control and provide information to...More Button

These amendments were made in the Seanad and the changes envisaged include enacting section 53 of the Central Bank (Supervision and Enforcement) Bill so that the Central Bank may use its powers o...More Button

These amendments deal with a number of new sections we wish to include to deal with allowing Ireland to extend its membership of IOSCO. I believe the Central Bank would highlight some of the imp...More Button

Credit Union Bill 2012: From the Seanad (Continued)

I cannot hear the Deputy.More Button

This group of amendments will give the Central Bank the authority to sign the memorandum of understanding. When this issue was brought to our attention during the Seanad debate which I attended, t...More Button

The Minister for Finance, Deputy Michael Noonan, who ostensibly dealt with the Bill on Second and Committee Stages before I became involved gave a commitment in advance of Report Stage that he wo...More Button

Deputy Michael McGrath asked a specific question about the definition, with which amendment No. 5 deals. The Minister gave a commitment to amend this legislation to make it clear that only the l...More Button

  Seanad amendment agreed to.More Button

Given that these provisions amend the Central Bank Reform Act 2010, it was also necessary to update the citation of the Central Bank Acts. The amendments provide for such an update. This simple c...More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 3:More Button

  Seanad amendment agreed to.More Button

A number of amendments were made to section 4 on Committee Stage in the Seanad. These amendments mirror subsections (6) to (8) of section 14 of the Credit Union Act 1997 and provide for changes to...More Button

Amendment No. 4 clarifies that during the first year following the commencement of this section, the rules of the credit union may be amended by a resolution of the board of directors rather than b...More Button

  Seanad amendment agreed to.More Button

This arises from the proceedings on Committee Stage in the Seanad. I brought forward an amendment on Committee Stage to address concerns relating to the definition of financial services legislatio...More Button

The amendment provides that the financial services legislation definition only relates to provisions applicable to credit unions acting under any authorisation from the Central Bank as provided f...More Button

That is very generous. We should bottle that.More Button

This is a technical amendment which clarifies that the secretary is a member of the board, unlike, for example, the position of a company secretary.More Button

  Seanad amendment agreed to.More Button

A number of amendments were made on Committee Stage in the Seanad in order to set out the principles of regulation making power in these sections by clarifying that the Central Bank may only make r...More Button

Amendment No. 20 sets out the basis on which credit unions may borrow money and links it to the purposes of the credit union's objects as set out in section 8 of the Credit Union Act 1997. These...More Button

Amendments Nos. 24 and 26 provide that the bank may only make regulations that are necessary in respect of credit union lending practices, reporting loans to the credit union and the holding of p...More Button

Amendment No. 30 inserts a test of necessity in respect of the power of the Central Bank to make regulations under this section. This provision states that the Central Bank may make regulations ...More Button

  Seanad amendment agreed to.More Button

A number of amendments were also made on Committee Stage in the Seanad to provide for some of the types of conditions the bank may impose on the registration of credit unions under subsection (1). ...More Button

This amendment also provides that only these conditions that are necessary may be imposed as a condition of registration. Any condition imposed may be capable of being appealed by the credit uni...More Button

This applies into the future in respect of new credit unions. Clear powers are given to the Central Bank as a means of ensuring that people's savings, shares and deposits are well maintained.More Button

The credit unions themselves would be asked that. They could, in certain circumstances, ask an accountancy firm or some consultancy to produce a report outside of the credit union. However, the f...More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 9:

Section 7: In page 9, line 41, to delete “(2) Any of the” and substitute “(3) Any of the”.More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 10:

Section 7: In page 9, line 43, to delete “appropriate and”.More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 11:

Section 7: In page 10, line 3, to delete “(3) Whenever the Bank” and substitute “(4) Whenever the Bank”.More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 12:

Section 7: In page 10, line 26, to delete “(4) Before deciding to” and substitute “(5) Before deciding to”.More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 13:

Section 7: In page 10, line 29, to delete “subsection (3)(b)” and substitute “subsection (4)(b)”.More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 14:

Section 7: In page 10, line 43, to delete “and (2)” and substitute “to (3)".More Button

  Seanad amendment agreed to.More Button

A number of minor technical amendments were made to section 8 which allow the regulations to set limits in the form of a monetary amount as well as a percentage. This section gives effect to recom...More Button

Amendments Nos. 23 and 25 are minor technical amendments which allow the regulations to set limits in the form of a monetary amount as well as a percentage.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

Seanad amendments Nos. 18 and 19 involve a redraft of the Bill as published. Following further consideration of the Bill, it was felt that the provisions under section 29, which propose to insert ...More Button

I understand the Minister, Deputy Noonan, has discussed this issue with the Deputies. A consultation protocol was established two weeks ago. The Minister's view is that were he to include provisi...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

An amendment was made to section 11 on Committee Stage in the Seanad to provide for a transitional arrangement whereby an approval by the Central Bank under the existing section 35(2) of the Credit...More Button

  Seanad amendment agreed to.More Button

This amendment was made on Committee Stage in the Seanad. It is a minor amendment to rectify an incorrect cross-reference in the text.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

This is another of the Opposition amendments that was debated with the Minister, Deputy Noonan, at the select committee.More Button

Amendment No. 31, made in the Seanad, follows on from the discussion on Committee and Report Stages in this House where the Minister committed to examining this section in order to allow a credit u...More Button

I hear what all the Deputies are saying. There is an opportunity here to do something imaginative. Although this section is all about ensuring that credit unions use their investments with judgme...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 32:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 33:More Button

Amendment No. 33, made in the Seanad, makes provision for the election of the board of directors at the first annual general meeting or special general meeting called after the organisation meeting...More Button

On Committee Stage in the Seanad I noted there were incorrect cross references in these amendments and stated I would bring forward amendments on Report Stage to rectify these inconsistencies. T...More Button

  Seanad amendment agreed to.More Button

I refer to amendment No. 34. An amendment was made on Committee Stage in the Seanad to remove subsections (12) and (13) of section 15 as these will be provided for in a new fitness and probity reg...More Button

When appointing a person as manager, it is necessary to ensure that the person appointed complies with all legal requirements. The list of requirements that a manager must fulfil has been deleted ...More Button

This group of amendments relate to the fitness and probity requirements.More Button

This group contains the amendments about which Deputy Doherty is concerned. A number of amendments were made on Committee Stage in the Seanad which relate to eligibility for membership of boards o...More Button

The length of service.More Button

Yes, if they can find someone.More Button

I agree with colleagues that the amendments have improved the section substantially by doing away with the more ridiculous exclusions. However, there is a fundamental distinction between a volunte...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 36:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 37:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 38:More Button

  Seanad amendment agreed to.More Button

I tabled a number of amendments on Committee Stage in the Seanad to increase the term limits of members of the board of directors. This arose from discussion with colleagues opposite on Committee ...More Button

In the course of the debate on Committee Stage and again in the Seanad a discussion ensued on a waiving of the term limits in exceptional circumstances. The Minister undertook to examine this pr...More Button

On the board of a credit union.More Button

We all share the common goal of ensuring that credit unions have the requisite number of staff with suitable qualifications and skills required to do the job they are being asked to do. Deputy Doh...More Button

On the remarks made by Deputy Boyd Barrett, there have been many investigations into banking but we have not had a commission yet. What we have attempted to do is put the legislative requirement...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

A further minor technical amendment was made on Committee Stage in the Seanad to clarify that the secretary must inform the Central Bank that all directors intend to resign on the same day. Amendm...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment agreed to.More Button

Amendment No. 50 was made to include the appointment of the risk management officer and compliance officer as one of the functions of the board.More Button

The current wording provides for these appointments as functions of the manager. However, they are more appropriate to the board. The substantive change to the Bill before it was amended was that...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 51:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 52:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 53:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 54:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 55:More Button

Amendment No. 55 allows the board to nominate a director to present the accounts to members at the AGM. This role was previously performed by the treasurer; however, as the position of treasurer i...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 56:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 57:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 58:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 59:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 60:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 61:More Button

The amendment deletes the word "either" from the sentence concerned as its inclusion is a typographical error.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 62:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 63:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 64:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 65:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 66:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 67:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 68:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 69:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 70:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 71:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 72:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 73:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 74:More Button

The amendment sets out new provisions concerning the suspension and removal of directors of the board oversight committee. Issues arose during the debate in the Dáil about the procedure for the su...More Button

Deputy Richard Boyd Barrett proposed an amendment on Committee Stage in the Dáil which was accepted by the Minister and provides that the board oversight committee is required to give written not...More Button

I thank the Deputy for raising this issue. Natural justice requires that people would receive this notification in writing. The point the Deputy highlighted comes from a genuine case where someon...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 75:More Button

This amendment clarifies that the requirement which the bank may prescribe under section 66(C)(1) of the 1997 Act relate to the form and content of the compliant statement to be provided to credit ...More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 76 ensures the secretary acts at all times in a manner free from conflict. Where a potential conflict is identified between his or her own interests and the interests of the c...More Button

The other amendments are minor technical amendments and are consequential to amendment No. 76.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 77:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 78:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 79:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 80:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 81:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 82:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 83:More Button

Seanad amendment agreed to.More Button

Seanad amendment No. 84:More Button

  Seanad amendment agreed to.More Button

Seanad amendments Nos. 85 and 87 delete references to the risk management officer or compliance officer having the necessary experience to manage the functions of their role. This does not need to...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 86:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 87:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 88:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 89:More Button

  Seanad amendment agreed to.More Button

These are technical amendments.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 91:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 92:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 93:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 94:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 95:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 96:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 97:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 98:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 99:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 100:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 101:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 102:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 103:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 104:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 105:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 106:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 107:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 108:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 109:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 110:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 111:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 112:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 113:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 114:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 115:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 116:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 117:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 118:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 119:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 120:More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 121 provides a more specific definition of “liquid assets”. Seanad amendment No. 122 clarifies the definition of “maturity mismatch”. Seanad amendment No. 123 ensures the pro...More Button

This is line with the commission's recommendations on a tiered regulatory approach. This was in the Bill as published but was mistakenly removed from the Bill as amended on Committee Stage in the ...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 122:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 123:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 124:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 125:More Button

Seanad amendment No. 125 clarifies that sections 27B, 27G and 27H of the Central Bank Act 1997 continue to apply to the credit union auditor. These sections relate to the duties of auditors to pro...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 126:More Button

An amendment to section 39 was made on Committee Stage in the Seanad to provide for the inclusion of a definition of stabilisation support in section 39. It refers to the definition of stabilisati...More Button

  Seanad amendment agreed to.More Button

Amendment No. 127 was made on Committee Stage in the Seanad. It consolidates the provisions relating to the power of the Credit Union Restructuring Board, ReBo, power to carry our certain function...More Button

Seanad amendment No. 128 deletes section 44(3), which is not required because section 44(2) already provides that ReBo may do anything it considers necessary or expedient to enable it to perform ...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 128:More Button

  Seanad amendment agreed to.More Button

These are technical amendments made on Committee Stage in the Seanad to provide for consistency in the references to what we refer to as "financial support" to be provided from the credit union fun...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 130:More Button

I brought forward an amendment on Committee Stage in the Seanad to provide that the ReBo levy to be paid by credit unions will be paid into the credit union fund rather than paid into or disposed o...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 131:More Button

I brought forward an amendment on Report Stage in the Seanad to delete section 49 because the expenses of ReBo are to be paid out of the credit union fund. Section 49 is no longer required as a co...More Button

  Seanad amendment agreed to.More Button

These are straightforward. Amendments Nos. 132 and 134 were made on Committee Stage in the Seanad to correct typographical errors.More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 133:More Button

Seanad amendment No. 133 provides that employees of auditors engaged by ReBo are subject to the non-disclosure of information provisions in this section. The amendment ensures consistency in the a...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 134:More Button

  Seanad amendment agreed to.More Button

Seanad amendment No. 135 made on Committee Stage in the Seanad removes the requirement for the Minister for Finance to obtain the consent of the Minister for Public Expenditure and Reform before ap...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 136:More Button

  Seanad amendment agreed to.More Button

This amendment provides that the board of ReBo may direct the chief executive to undertake certain functions relating to the accounts of ReBo. This amendment reflects that the board of ReBo and no...More Button

  Seanad amendment agreed to.More Button

This amendment splits section 57(1) into two subsections to provide clarity on the effect of disclosure of information by ReBo on any duty of confidentiality or on any obligation under the Data Pro...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 139:More Button

Amendment No. 139 adds a number of purposes of the credit union fund to those already listed in section 50(2). This amendment sets out that discharging the expenses of ReBo, the cost of collecting...More Button

  Seanad amendment agreed to.More Button

Amendment No. 140 is a technical amendment which improves the consistency of terminology in this Part of the Bill by removing the references to "restructuring purposes" and replacing them...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 141:More Button

  Seanad amendment agreed to.More Button

This amendment provides that the Minister may provide stabilisation support to a credit union from the credit union fund where requested to do so by the bank. The provision for the Minister to att...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 143:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 144:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 145:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 146:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 147:More Button

On Committee Stage in the Seanad I brought forward an amendment to delete section 58(10). I also brought forward an amendment to section 60 of the Bill which provides the Minister with the power t...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 148:More Button

Amendment No. 148 makes a minor amendment to the terminology used in section 59(1)(a) and provides for the keeping of "accounts of receipts and payments of the credit union fund" r...More Button

  Seanad amendment agreed to.More Button

Amendment No. 149 corrects a typographical error. Amendment No. 153 deletes unnecessary wording relating to section 61. Section 61 is a discretionary provision and, therefore, it is not appropria...More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 150:More Button

Amendment No. 150 sets out the Minister's powers to make regulations prescribing the rate of contributions or method of calculating the rate of contribution to the credit union fund by credit union...More Button

  Seanad amendment agreed to.More Button

Amendment No. 154, which is in the definitions section of the Bill, was moved on Committee Stage in the Seanad. It changes the definition of "stabilisation support" to clarify that such support ma...More Button

  Seanad amendment agreed to.More Button

Amendments Nos. 155 and 156 were also made on Committee Stage in the Seanad. Amendment No. 155 amends subsection (2) by deleting the existing paragraph (b) which states that the Bank may only appr...More Button

  Seanad amendment agreed to.



  Seanad amendment No. 156:More Button

  Seanad amendment No. 157:More Button

Amendment No. 157 updates the citation of the Central Bank Acts, which are amended by Part 5 of this Bill.More Button

  Seanad amendment agreed to.More Button

These are two minor technical amendments that were made to this section in the Seanad. Amendment No. 158 clarifies that the support referred to in paragraph (c) is stabilisation support as opposed...More Button

  Seanad amendment agreed to.



  Seanad amendment No. 159:More Button

  Seanad amendment No. 160:More Button

Amendment No. 160 clarifies that the bank must have regard to the terms and conditions that the Minister considers appropriate to attach to the decision to provide stabilisation support when making...More Button

  Seanad amendment agreed to.



  Seanad amendment No. 161:More Button

  Seanad amendment No. 162:More Button

I brought forward an amendment in the Seanad to delete section 67, which provided that the cost of stabilisation support and any other support, financial or otherwise, required as a condition of st...More Button

  Seanad amendment agreed to.



  Seanad amendment No. 163:More Button

  Seanad amendment agreed to.More Button

  Seanad amendment No. 164:More Button

    Seanad amendment agreed to.More Button

  Seanad amendment No. 165:More Button

Amendment No. 166 is a minor amendment made on Committee Stage in the Seanad which inserts a reference to section 37D of the Credit Union Act of 1997, which sets out the information to be included ...More Button

Seanad amendment agreed to.More Button

  Seanad amendment No. 167:More Button

Under the previous wording of item 37, the Central Bank could exempt certain additional services which involved "no undue risk" to the credit union. Amendment No. 167 removes the reference to "und...More Button

  Seanad amendment agreed to.



  Seanad amendment No. 168:More Button

  Seanad amendment No. 169:More Button

  Seanad amendment No. 170: